The EIDL Hardship Accommodation Plan (HAP)

The SBA Economic Injury Disaster Loan (EIDL) program has been a crucial support for small businesses during the COVID-19 pandemic. However, some businesses still struggle with repayments. To help, the SBA has introduced a hardship accommodation plan (HAP). As experts in government programs and grants, we can assist businesses in applying for this accommodation.

Eligibility

All loans in repayment, including past-due and defaulted loans (over 120 days late), are eligible unless sent to the Treasury after 180 days.

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Overview

  • Borrowers must pay a fixed percentage of their monthly payment, with reductions based on past enrollment status.
  • Larger payments can be made voluntarily during the Hardship Accommodation period.
  • Regular payments resume after six months; if hardship continues, an additional six months may be granted.
  • Missing payments can lead to default with serious consequences. Enrolling in autopay is recommended.

Stress-Free Loan Repayment with EIDL Experts

Ease your loan repayment worries with our EIDL experts. We'll help you understand and manage the process, including hardship accommodation plans. 

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EIDL Made Easy

Simplify your hardship plan with expert help.

The SBA EIDL hardship accommodation plan can be complex and time-consuming, especially for businesses facing operational challenges. Our expertise is invaluable in navigating this process. We understand the nuances of the SBA EIDL program and assist businesses with their Hardship Accommodation Plan (HAP) applications.

We can assist with:

  • Document Preparation
  • Application Submissions
  • Follow-Up and Communication
  • Help reduce your payment
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Let us handle your entire application process to minimize rejection risks and expedite approval with same-day submissions. We'll manage all communication with the SBA, saving you from phone calls and emails. Plus, we can help reduce your monthly payments by up to 90% for at least 6 months. If hardship continues, an additional 6 months may be granted.

We Follow Our Work Process

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Business Consultants

EIDL Pro® is an independently owned and operated website and has no government affiliation. We offer special attention to helping small businesses and independent contractors navigate the complexities of government relief options. This includes but is not limited to connecting our clients to our partners, who have the expertise to submit all necessary documentation on your behalf to not only obtain a EIDL Loan, but also in all hardship accommodation plans.

Our Approach

Our service includes a comprehensive review of your business eligibility, compilation of all necessary documents, submission through our partners on your behalf to help you with an accommodation plan that is best suited to your needs.

Business Wide Success

We work with a large number of clients from various industries

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